At Medicare Plans MS, we work hard to educate you and help you find the plans you want and need.

Medicare Plans MS - Hardie and Summer meeting with a potential client to discuss his Medicare Insurance options.
Hardie and Summer meeting with a potential client to discuss Medicare insurance options.
We will be at Walmart to discuss your Medicare plans options. Please call to confirm hours.

We answer your questions (and there are many!) about the numerous Medicare Insurance coverage options.

Under 65 and need Health Insurance? Call us today @ 601-651-4438; stop by Walmart, or visit us at our office for a quote.

Medicare Plans MS. – Medicare covers many of your health care needs. Today’s Medicare is working with private companies approved by Medicare that provide different ways to get your health care and prescription drug coverage in the Medicare Program. The Medicare plans that you choose affects many things like cost, benefits, doctor choice, convenience, and quality. Your Medicare plans choices include:

Medicare Part A (Hospital Insurance) – Learn more

Medicare Part B (Medical Insurance) – Learn more

Medicare Part D (Prescription Drug Plans)- Learn more

Medicare Supplement (Medigap) – Learn more

Medicare Advantage Plans (Medicare Part C) – Learn more

Dental, Vision & Hearing Plans – Medicare does not normally cover these needs but we have stand-alone plans we can offer. Please contact us.

Contact us today to schedule a meeting to discuss your Medicare plans needs.

Call us today @ 601-651-4438

*By dialing the number you will contact a licensed insurance agent.

Medicare Plans MS provides every customer with complete information . . .

  • We care for our customers!
  • Are you new to Medicare? Turning 65? – we can help you sort out the many options
  • Whatever your Medicare plan might be . . . we help you compare other plans to possibly find some additional savings
  • We meet and exceed your expectations – learn more about us here.

Medicare Plans MS – The health insurance services we offer:

Medicare Plans MS Call Today 601-651-4438 to learn about the various Medicare Plans options, Supplement, Medigap, Original Medicare, Medicare Advantage plans
Hardie meeting to answer questions about various Medicare plans coverage options.

“My husband is turning 65 this year. We weren’t sure which Medicare plan was the best option (Supplement or Advantage). Hardie met with us and took his time to explain the ‘Golden Window’ and answer all of our questions about Medicare, Prescription and Dental plans. We are so thankful to have had a local agent that we could trust to guide us through these difficult decisions.” Carol H.

Call Medicare Plans MS today @ 601-651-4438

Medicare Part A – Hospital

  • Inpatient care in hospitals.
  • Skilled nursing facility care
  • Hospice care
  • Home health care

Medicare Part B – Medical

  • Services from doctors and other health care providers
  • Outpatient care.
  • Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)
  • Many preventive services (like screenings, shots, and yearly “Wellness” visits).

Medicare Part D – Prescription Drug Plans

  • Part D (Drug coverage)
  • Helps cover the cost of prescription drugs (including many recommended shots or vaccines)
  • Plans that offer Medicare drug coverage (Part D) are run by private insurance companies that follow rules set by Medicare

I am Nancy and am 94 years old. Hardie has been my agent for the last 15 years. I had been on a plan that had many copays. He helps get me on a plan with no copays and helps me with my prescriptions plan each year. They often change to get the best coverage for my medicines each year. Nancy D.

These stand-alone plans add prescription drug coverage to the Original Medicare Plan, some Medicare Cost Plans, some Medicare Private Fee-for-Service Plans, and Medicare Medical Savings Account Plans. Call for more information on Medicare.

Medicare Supplement Insurance (Medigap)

My name is Tom. Hardie helped my wife Lynn and I decide on our Medicare Supplements and prescription plans about 10 years ago. He has continued to help find the best prescription plans each year. This past year I had some major health issues. The bills are now over a 1/2 a million dollars [$500,000+] and growing. The plan he had advised has covered all but less than $100.00 dollars. We are so glad we followed Hardie’s recommendations. Tom & Lynn D.

  • You can go to any doctor or hospital that accepts Medicare. When you get your health care, you use your red, white, and blue Medicare card.
  • The Original Medicare Plan pays for many healthcare services and supplies, but it doesn’t pay for all of your healthcare costs. There are costs that you must pay, like coinsurance, copayments, and deductibles. These costs are called “gaps” in Medicare coverage. You might want to consider buying a Medigap policy to cover these gaps in Medicare coverage. You can also add prescription drug coverage by joining a Medicare Prescription Drug Plan. Medicare Plans MS

Medigap must follow federal and state laws designed to protect you, and they must be clearly identified as “Medicare Supplement Insurance” Insurance companies can sell you only a “standardized” plan, identified in most states as plans A – D, F, G, and K – N. All plans offer the same basic benefits, but some offer additional benefits so you can choose which one meets your needs. In Massachusetts, Minnesota, and Wisconsin, Medigap plans are standardized in a different way. If you live in one of these states and want more information, visit Medicare.gov or Medicare.gov/publications to view the booklet, “Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare.”

Medicare Advantage Plans (Part C)

If you have one of these plans, you don’t need a Medigap policy. These plans include:

  • Health Maintenance Organizations (HMO),
  • Preferred Provider Organizations (PPO)
  • Private Fee-for-Service Plans
  • Medicare Special Needs Plans
  • Medicare Medical Savings Account Plans (MSA)

These plans may cover more services and have lower out-of-pocket costs than the Original Medicare Plan. Some plans cover prescription drugs. In some plans, like HMOs, you may only be able to see certain doctors or go to certain hospitals to get covered services. Call for more information on Medicare Advantage Plans.

Dental, Vision, and Hearing Plans – Contact us for these stand-alone plans.

Need Help Paying for your Health Care Costs?

There are wide ranges of healthcare coverage choices that may help pay for some of your healthcare costs [Medicaid, Low-Income, etc]. These health care choices work with the benefits you have from Medicare. What you choose will affect how much you pay, what benefits you have, which doctors you can see, and other things that may be important to you. For more information about programs that may help pay for some of your health care costs, please call us today.

Call us today @ 601-651-4438 to schedule an appointment.

Medicare Plans MS is based in Laurel, MS. Our local Laurel address is 208 S 13th Ave, Suite B, Laurel, MS 39440.

Medicare Plans MS serves all of Mississippi & Alabama.

The plans we represent do not discriminate on the basis of race, color,
national origin, age, disability, or sex. To learn more about a plan’s
nondiscrimination policy, please click here.

“We do not offer every plan available in your area. Any information we
provide is limited to those plans we do offer in your area. Please
contact Medicare.gov or 1–800–MEDICARE to get information on all
your options”
(TTY users should call 1- 877-486-2048) 24 hours a day/7 days a week

By dialing the number you will contact a
“licensed insurance agent”.